Credit Card Processing
While many businesses will want to take payment immediately online, sometime the business model requires that the customer’s card be authorized but not charged until the goods have been shipped.
Most gateways allow you to
authorize only for the payment, and then within a week
capture the payment when you ship the goods.
The length of time allowed before
capture depends on the contract you have with the Gateway (based on their rules, and on the kind of business you run).
To enable this, check whether your module has an option to specify
Authorize-Only mode, and enable it. (As opposed to
The process is this:
- Customer places an order. The card is only
- Prepare the order
- Log in to your Merchant Gateway system. Find the transaction for that customer/order.
- Choose the option to
Capturethe funds. This charges the card and puts the money in your bank account during the next settlement/processing batch.
- Ship the goods